nAs automobile liability insurance became commonplace litigation became increasingly costly and often subject
to great delays.
nA number of states to enact no-fault automobile
insurance laws, which provide for
reimbursement to injured parties irrespective
nAn injured party
collects from his or her own insurance company instead of asserting a claim against the party alleged to be at fault.
nIn general these laws allow an injured party to collect
for medical expenses, loss
of wages and other economic losses. Some
no-fault laws allow traditional tort actions where an injured party suffers permanent injury or disability or
where medical expenses and
loss of income exceed certain threshold amounts.